Building the Future of
Financial
Intelligence
GenAI Intelligence
Document processing, risk insights, and
operational automation.
Lending Stack
Configurable LOS, LMS, and modular
components for digital credit.
Trusted by leading
enterprises
Powering the next generation of Intelligent Enterprises
Glimmer Technologies is an enterprise AI company operating at the intersection of AI depth and real-world workflows. We build multimodal AI solutions designed to help enterprises interpret complexity, unblock decisions, and systematically upgrade how they operate. Our platform spans Document and Decision Intelligence, Workflow and Journey AI, Voice and Conversational AI, and Analytical Automation, all engineered to embed intelligence directly into the enterprise operating layer.
AI Decisioning
Intelligent models powering real-time credit decisions.
Digital Credit
End-to-end lending platforms built for scale.
Consumer Trust
Secure, transparent credit experiences.
A cohesive ecosystem
of intelligent products
Three powerful platforms working together to transform decisioning, customer engagement and operational workflows across financial services, martech, customer experience and consumer brands.
Cross-industry
GenAI intelligence
for the enterprise
Finome AI delivers cross-industry GenAI intelligence focused on document processing, risk insights, customer journeys, and operational automation. Purpose-built for financial institutions and enterprises that demand accuracy, speed, and compliance.
Get in TouchData Quotient
Transform unstructured data into actionable intelligence through advanced document processing that extracts, classifies, and enriches data from any source—PDFs, images, handwritten documents, and more.
PolicyPedia
Intelligent policy analysis and compliance engine. Automate policy interpretation, flag regulatory risks, and ensure adherence across complex regulatory frameworks.
CONVFLOW
Reimagine customer experiences with AI-driven journey orchestration. From onboarding to servicing, deliver personalized, context-aware interactions at every touchpoint.
Risk Insights
Real-time risk scoring and fraud detection.
Operational Automation
Streamline back-office processes with AI.
Predictive Analytics
Data-driven forecasting and decision support.
Generative Intelligence
Context-aware content and report generation.
The configurable
lending stack built for
scale
Flo is a configurable lending stack including LOS, LMS, and modular components to enable and scale digital credit operations. Whether you're a bank, NBFC, or FinTech — Flo adapts to your lending workflow.
Get in TouchLoan Origination System
End-to-end digital loan origination with configurable workflows, automated credit decisioning, and seamless integrations. From application to disbursement — all in one platform.
Loan Management System
Comprehensive loan lifecycle management including repayment tracking, collections, restructuring, and reporting. Built for scale with real-time portfolio visibility.
Modular Components
Pick and plug the components you need. From KYC verification to e-signatures, payment gateways to communication modules — build your lending stack your way.
Enterprise-grade capabilities
Multi-Lender Support
Configure for multiple lending products and partners.
Workflow Engine
Visual workflow builder for custom lending journeys.
Real-Time Dashboards
Live monitoring of loan portfolios and KPIs.
Configurable Rules
Business rules engine for credit policies.
India's leading Buy Now, Pay Later platform
ZestMoney extends our reach into consumer credit with one of India's most widely adopted BNPL platforms, enabling consumers to upgrade and pay in easy instalments across thousands of online and offline merchants
Get in Touch50M+
Users
10K+
Merchants
4.2★
App Rating
₹ 15K Cr+
Credit Disbursed
Online & Offline
Shop across thousands of partner merchants — online and in-store. From electronics to education, healthcare to home improvement, ZestMoney is accepted everywhere.
Multi-format ingestion
AI-powered extraction
Data enrichment pipelines
Easy EMIs
Split purchases into 3, 6, 9, or 12 easy monthly instalments. Transparent pricing with no hidden charges. Make big purchases affordable with flexible repayment options.
Regulatory compliance
Policy interpretation
Risk flagging
Instant Approval
Get approved in minutes with a fully digital process. Download the app, complete KYC, and start shopping. No paperwork, no branch visits — credit at your fingertips.
Smart onboarding
Personalised workflows
Context-aware interactions
01
Download
Get the Zest app and complete your profile to see your credit facility.
02
Activate
Upload KYC, set up auto-repayments from your bank account.
03
Shop
Use your credit facility online or in-store at partner merchants.
Let's build together
Ready to transform your lending operations? Get in touch with our team.
contact@glimmertech.in
Phone
+91 11 41204444
Office
Express Building, 3rd Floor,
9-10, Bahadur Shah Zafar Marg, New Delhi, India-110002
What drives us forward
The principles that guide every product we build and every partnership we form.
Innovation First
We push boundaries with AI and emerging tech to solve complex financial challenges.
Customer Centricity
Every solution starts with understanding the real needs of our users and partners.
Trust & Security
We build systems with compliance, privacy, and data integrity at the core.
Speed to Market
Rapid iteration and deployment so our partners stay ahead of the curve.
Financial Inclusion
Making credit accessible and transparent for millions across India.
Collaborative Spirit
We work as one ecosystem — Glimmer, Finome, Flo, and ZestMoney — stronger together.
Talk to your industry's expert
Our solutions are tailored for diverse sectors, each backed by deep domain expertise.
Banking & NBFCs
AI-powered credit decisioning, digital onboarding, and automated underwriting for banks and non-banking financial companies.
Automated KYC
Risk Scoring
Digital Lending
E-Commerce & Retail
Seamless checkout financing and BNPL integrations that increase cart conversion and average order value.
BNPL Integration
Instant EMI
Merchant Onboarding
Education
Affordable education financing solutions enabling students to access quality learning through flexible payment plans.
Course Financing
Fee EMIs
Student Credit
Healthcare
Patient financing solutions making healthcare accessible through instant credit approvals at the point of care.
Medical EMIs
Treatment Financing
Insurance Integration
Mobility
Vehicle and travel financing with instant approvals and flexible repayment options for modern consumers.
Vehicle Loans
Travel EMIs
Fleet Financing
Consumer Electronics
Point-of-sale financing enabling consumers to purchase electronics and gadgets through easy instalment plans.
Gadget EMIs
No-Cost EMI
Brand Partnerships
Banking & NBFCs
AI-powered credit decisioning, digital onboarding, and automated underwriting for banks and non-banking financial companies.
Automated KYC
Risk Scoring
Digital Lending
E-Commerce & Retail
Seamless checkout financing and BNPL integrations that increase cart conversion and average order value.
BNPL Integration
Instant EMI
Merchant Onboarding
Education
Affordable education financing solutions enabling students to access quality learning through flexible payment plans.
Course Financing
Fee EMIs
Student Credit
Healthcare
Patient financing solutions making healthcare accessible through instant credit approvals at the point of care.
Medical EMIs
Treatment Financing
Insurance Integration
Mobility
Vehicle and travel financing with instant approvals and flexible repayment options for modern consumers.
Vehicle Loans
Travel EMIs
Fleet Financing
Consumer Electronics
Point-of-sale financing enabling consumers to purchase electronics and gadgets through easy instalment plans.
Gadget EMIs
No-Cost EMI
Brand Partnerships
Glimmer Technologies Private Limited (Formerly known as DMI Infotech Solutions Private Limited)